Non-Repayable Down Pmt and Closing Cost for Residential Mortgages. No Application Fee

Real Estate Mortgage Grants & Down Pmt Assist, Inc., 501(c)3 NON-PROFIT ORG

✕
SIGN OUT

2 Programs

Program # (1) No Income Limits



  1. No Application Fees, 
  2. Private Funding from FundMyHome,
  3. FundMyHome.org as GRANTOR,
  4. United Realty Group, Inc as Broker,
  5. First Florida Home Mortgage as Broker,
  6. Assure America Title Co. as Title Agent
  7. Close within 30-45 of application,
  8. Grants are completely Non-Repayable 
  9. No liens or second mortgages,
  10. 580 Credit Score
  11. 48% Max Housing Debt to Income
  12. $1,875.00 Min Buyer Contribution,
  13. Must use participating Lender-Realtors
  14. NOT Limited to First Time Buyers
  15. 2% Referral Fee paid to Realtors

Program # (2) Limited to Households earning 80% or less of Area Median Household Income

  1. No Application Fees,
  2. Public Funding from FHLBA,
  3. Federal Home Loan Bnk as GRANTOR
  4. United Realty Group, Inc as Broker,
  5. First Florida Home Mortgage as Broker,
  6. Assure America Title Co. as Title Agent
  7. Close within 45-90 days of application
  8. Grants are forgivable in 5 years,
  9. FundMyHome acts as Conduit,
  10. NO Credit Score Required
  11. 30% Max Housing Debt to Income
  12. $1,875.00 Min Buyer Contribution,
  13. Must use participating Lender-Realtors
  14. First Time Buyers ONLY
  15. 2% Referral Fee paid to Realtors

How to Apply in Two (2) Easy Steps

Upload your Documents

Upload your docs on our "Documents" page

Apply for Loan & Grant

Apply on our " Loan Application" page  

Learn The Process

1.- Get Pre-Qualified and Learn the Real Estate and Mortgage Process

Meet your team!

FundMyHome is here to guide you in every step of the way. Call to get your questions answered and start your approval process. There is NO application fee or obligation. 

2.- Start your home shopping.

 Tell us the type and location of the home you desire, and once your loan and grant are approved one of our participating Realtors will help you in the search, selection and negotiation of your new home. 

3.- Purchase your new home.

 Your GRANT and Mortgage can be approved in 3 to 4 days and your Purchase Agreement can be closed in 30-45 days. Use our mortgage calculator for Residential Mortgages. Additionally to our assistance for down payment or closing costs, you may also qualify for VA or USDA mortgages with no money down.

FundMyHome.org makes Homeownership a reality!

Real Estate Mortgage Grants and Down Payment Assistance, Inc  doing business as FundMyHome.org 

a 501 (c) (3) non profit organization. 

Toll Free (888) 386-3694 


FundMyHome delivers your Dream Home!


FundMyHome is a Down Payment Assistance program instituted and managed by Real Estate Mortgage Grants and Down Payment Assistance, Inc, a 501(c)(3) non-profit organization committed to assisting Home Buyers 

achieve their home-ownership goals.


The Vision of FundMyHome is the abatement of the unpopular and pervasive phenomenon of Home-Rentership presently threatening low to moderate income families, the Millennials and among others, the work force and recent graduates of this great nation.


The Purpose of FundMyHome is to foster Home-Ownership by providing Down Payment Assistance in a simple and expedited process to all participating mortgage qualified Home Buyers across the 48 Contiguous United States regardless of income.


FundMyHome assists in the approval process of mortgage loans by providing purchase assistance towards Down Payment and Closing Costs regardless of low, high or moderate income and without income restriction. 


Homebuyers can close the purchase of their new homes with $0.00 or little out of pocket. 




* NO Broker Fees


* NO Application Fee


* NO Added Fees or Costs


* Close in 30-45 days of application.


* Grants made possible even when income exceeds County Limits for Median Household Income.


* Homebuyers must use the services of FundMyHome's participating Realtors, Mortgage Brokers and Title Agents as a condition to receiving a grant from FundMyHome. Currently these companies are United Realty Group, Inc., First Florida Home Mortgage, Inc., and Assure America Title Company.


* Homebuyers are requested to assist FundMyHome.org in publicizing the grant event to their friends and family.

 

* FundMyHome's Grants are provided by Real Estate Mortgage Grants and Down Payment Assistance, Inc., as 

NO OBLIGATION, NON-REPAYABLE GIFTS without liens or second mortgages.





  • PLEASE NOTE: 

  1. FundMyHome only provides Down Payment Assistance Grants, 
  2. FundMyHome is the Grantor for Program # 1
  3. FundMyHome is the Conduit for program # 2
  4. FundMyHome does not provide Real Estate, Mortgage or Title Insurance Services, 
  5. FundMyHome does NOT have affiliated business arrangements with either First Florida Home Mortgage, or Assure America Title Company and does NOT received financial compensation from said companies,
  6. Inquiring with FundMyHome about GRANTS, Real Estate services, Title Services, a particular property, or a mortgage loan does not constitute a mortgage loan application, a Real Estate Agency relationship, or a Title Insurance Relationship,
  7. The information contained herein or received from FundMyHome shall not be construed as a loan offer, an offer to sell or broker Real Estate, or an offer to sell Title Insurance Services,
  8. FundMyHome is not affiliated with any governmental agency, 

Call to Learn how FundMyHome can help you purchase your home

Lack of Down Payment coupled with High Debt to Income Ratio is the biggest obstacle to homeownership

Car Payments, Credit Card Debt, Student Loans and little savings can price First Time Buyers out of homeownership, luckily FundMyHome is design to help you with the funds you need for your Down Payment or to pay down your existing Debt. 

FundMyHome provides you a GRANT for your Down Payment and Closing Costs

Even though Renters could easily afford a mortgage payment, Renters tend to avoid homeownership due to the financial strain and stress that they believe they’re going to incur; instead, they continue to be burdened with rising rental costs and their inability to save for a down payment. 


FundMyHome reduces the financial strain and stress of homebuyers by providing them help with the funds they need

A Mortgage Loan approval is necessary to receive your Down Payment Assistance Grant

1.- Call to get your Mortgage Approved.


2.- Start  your home shopping.


3.- Purchase your new home.

How it Works

FundMyHome.org makes real estate homeownership a reality!

 

FundMyHome assists you and your Mortgage Company in the approval process of your Mortgage Loan by providing you non-repayable Down Payment Assistance in the form a Grant for Program # (1) or Forgivable Loans for Program # (2) to be applied towards the Down Payment and Closing Costs of the purchase of your new home regardless of how low, or how high your income is. 


As such, you could close the purchase of your new home in 30-45 days with $0.00 or little out of pocket and what’s best, these GRANTS are available without application fees or lengthy credit counseling certifications or complicated approval processes, even when your income may exceed the Area Median Household Income of your County.


1.- Get Pre-Approved.

A loan approval is necessary to receive your Down Payment Assistance Grant, call to get your questions answered and begin your grant approval process. There is NO application fee or obligation.


2.- Learn the Real Estate and Mortgage process.

Meet your team! FundMyHome is here to guide you in every step of your home buying process; Loan Approval, Down Payment Assistance, and the search, selection and negotiation of your new home.


3.- Start your home shopping.

Tell us the type and location of the home you desire, and one of our expert participating Realtors will help you in the search, selection and negotiation of your new home.


4.- Purchase your new home.

Buy the Home of your Dreams with our Grant, Gov backed Mtg loan, 580 Credit Score and stable income. Your Down Payment Assistance GRANT can be conditionally approved in 3-4 days and once approved you can close within 30-45 days from the date that you and your seller have signed your Purchase Agreement. 


Your Mortgage Loan and GRANT will be waiting to be applied towards the purchase of your new home, and the whole buying process can take as little as 60 days!


Our Grant equals your New Home Condo or Villa


A Non-profit ORG, FundMyHome is a Down Payment Assistance Grant program instituted and managed by Real Estate Mortgage Grants and Down Payment Assistance, Inc, a 501 (c)(3) non-profit organization. 

Real Estate Agents

Subscribe

Sign up to hear from us about specials, sales, and events.