2 Programs
Program # (1) No Income Limits
- No Application Fees,
- Private Funding from FundMyHome,
- FundMyHome.org as GRANTOR,
- United Realty Group, Inc as Broker,
- First Florida Home Mortgage as Broker,
- Assure America Title Co. as Title Agent
- Close within 30-45 of application,
- Grants are completely Non-Repayable
- No liens or second mortgages,
- 580 Credit Score
- 50% Max Housing Debt to Income
- $0.00 or Little Buyer Contribution,
- Up to 5% Down Payment Assistance
- Must use participating Lender-Realtors
- NOT Limited to First Time Buyers
Program # (2) Limited to Households earning 80% or less of Area Median Household Income
- No Application Fees,
- Public Funding from FHLBA,
- Federal Home Loan Bnk as GRANTOR
- United Realty Group, Inc as Broker,
- First Florida Home Mortgage as Broker,
- Assure America Title Co. as Title Agent
- Close within 45-90 days of application
- Grants are forgivable in 5 years,
- FundMyHome acts as Conduit,
- NO Credit Score Required
- 30% Max Housing Debt to Income
- $1,875.00 Buyer Contribution,
- Up to $47,500 Down Pmt Assistance
- Must use participating Lender-Realtors
- First Time Buyers ONLY
Three easy steps
1.- Get Pre-Qualified and Learn the Real Estate and Mortgage Process
Meet your team!
FundMyHome is here to guide you in every step of the way. Call to get your questions answered and start your approval process. There is NO application fee or obligation.
2.- Start your home shopping.
Tell us the type and location of the home you desire, and once your loan and grant are approved one of our participating Realtors will help you in the search, selection and negotiation of your new home.
3.- Purchase your new home.
Your GRANT and Mortgage can be approved in 3 to 4 days and your Purchase Agreement can be closed in 30-45 days. Use our mortgage calculator for Residential Mortgages. Additionally to our assistance for down payment or closing costs, you may also qualify for VA or USDA mortgages with no money down.
Call to Learn how FundMyHome can help you purchase your home
Lack of Down Payment coupled with High Debt to Income Ratio is the biggest obstacle to homeownership
Car Payments, Credit Card Debt, Student Loans and little savings can price First Time Buyers out of homeownership, luckily FundMyHome is design to help you with the funds you need for your Down Payment or to pay down your existing Debt.
FundMyHome provides you a GRANT for your Down Payment and Closing Costs
Even though Renters could easily afford a mortgage payment, Renters tend to avoid homeownership due to the financial strain and stress that they believe they’re going to incur; instead, they continue to be burdened with rising rental costs and their inability to save for a down payment.
FundMyHome reduces the financial strain and stress of homebuyers by providing them help with the funds they need
A Mortgage Loan approval is necessary to receive your Down Payment Assistance Grant
1.- Call to get your Mortgage Approved.
2.- Start your home shopping.
3.- Purchase your new home.
How it Works
FundMyHome.org makes real estate homeownership a reality!
FundMyHome assists you and your Mortgage Company in the approval process of your Mortgage Loan by providing you non-repayable Down Payment Assistance in the form a Grant for Program # (1) or Forgivable Loans for Program # (2) to be applied towards the Down Payment and Closing Costs of the purchase of your new home regardless of how low, or how high your income is.
As such, you could close the purchase of your new home in 30-45 days with $0.00 or little out of pocket and what’s best, these GRANTS are available without application fees or lengthy credit counseling certifications or complicated approval processes, even when your income may exceed the Area Median Household Income of your County.
1.- Get Pre-Approved.
A loan approval is necessary to receive your Down Payment Assistance Grant, call to get your questions answered and begin your grant approval process. There is NO application fee or obligation.
2.- Learn the Real Estate and Mortgage process.
Meet your team! FundMyHome is here to guide you in every step of your home buying process; Loan Approval, Down Payment Assistance, and the search, selection and negotiation of your new home.
3.- Start your home shopping.
Tell us the type and location of the home you desire, and one of our expert participating Realtors will help you in the search, selection and negotiation of your new home.
4.- Purchase your new home.
Buy the Home of your Dreams with our Grant, Gov backed Mtg loan, 580 Credit Score and stable income. Your Down Payment Assistance GRANT can be conditionally approved in 3-4 days and once approved you can close within 30-45 days from the date that you and your seller have signed your Purchase Agreement.
Your Mortgage Loan and GRANT will be waiting to be applied towards the purchase of your new home, and the whole buying process can take as little as 60 days!
Our Grant equals your New Home Condo or Villa
A Non-profit ORG, FundMyHome is a Down Payment Assistance Grant program instituted and managed by Real Estate Mortgage Grants and Down Payment Assistance, Inc, a 501 (c)(3) non-profit organization.
Real Estate Agents