Welcome to our Mortgage Loan Application Portal, you must first create a Homebuyer ID # and be approved by FundMyHome.org to receive Down Payment Assistance before you can submit your Mortgage Loan Application.
Do not submit your loan application before you have been pre-approved for Down Payment Assistance
Once FundMyHome.org and our Non-Profit Organization pre-approve your Down Payment Assistance Grant, your 501(c)(3) Counselor will indicate to you when our Preferred Lender is ready to receive your Mortgage Loan Application.
Once you submit your loan application, a Loan Officer will call you and review your Loan Application with you and order your Credit Report to obtain a DU Pre-Approval directly from the Fannie Mae - Freddie Mac Interface, which specifies the details of your Mortgage Loan Pre-Approval and what is needed to process it and close your home purchase.
The Mortgage Pre-Approval Process takes 5 - 7 days. After that, FundMyHome.org will be put in touch with one of their Preferred Realtors
FundMyHome.org helps Homebuyers with 580 Credit Scores, Nevertheless, all Down Payment Assistance Recipients who onboard with less than 680 Credit Scores are required to enroll in FundMyHome.org's Credit Supplements before their loan application can be approved.
- Your cost of ordering your Credit Report is $39.00 , paid for by Credit Card.
- Credit Supplements increase Credit Scores as much as 90 points by inserting Rental Payment History and other Payment History such as Utilities, etc.
- The cost to report Payment History for Utilities, cable, Mobile Phones, or car insurance is $36.00 for each Credit Bureau, your Lender will enroll you.
- The cost of reporting 2 Years of Rental History is $145.00 per person or $170.00 with a spouse. Homebuyers enroll themselves. Please refer to Credit Supplements on our main page.
Once in the Loan Application Portal, (1) You will be asked to create a new account with your username and password, (2) You will receive an email to confirm your email address, (3) You will receive a congratulations email with the link to access your account and submit your Mortgage Loan Application.
Please make note of your username and password, as you may need to return to your account area from time to time